Dianne Mattiace, REALTOR, Balistreri Realty, Inc.

Cash Back to Sellers

Thu, 08 Sep 2011 21:09:59 GMT

The HAFA program started the ball rolling. Monies back to sellers who defaulted on their loans? Covers some of the moving expenses. Not a bad idea. Saved the banks thousands of dollars in legal fees, market decreases, foreclosure costs. FHA followed with some of their programs, giving the seller up to $1000 to cover some of the moving expenses. Now comes along Chase, who actually sends a form letter to many homeowners who are now facing default, offering up to $35,000 (and yes, you read that correctly and I typed it correctly) to homeowners who willingly participate in a short sale. I think I am correct in stating that the banks now finally realize that a short sale is the answer to resolving some of the real estate madness created by the lending frenzy in the early 2000s.

If you are facing foreclosure, missing payments, please realize there are options available. Call me for additional information.

Dianne Mattiace, Realtor

CDPE Certified Distressed Property Expert

Balistreri Realty, Inc.

Direct Line 954-691-1880

www.DianneHelps.com

Preparing for Open Houses

Thu, 08 Sep 2011 21:03:44 GMT

Written by Normie Raven

‎6 Insider Secrets for Open House Prep

You’ve heard the same old tips for getting your place ready for an open house a million times: repair, spruce, stage, clean, deodorize. (And with good reason, because they work!) But beyond these bare minimum absolute musts, here are some less obvious things you should consider doing if you are aiming to pull off an Open House that showcases your home at its absolute best.

1. Visit other open houses in your neighborhood, city and/or price range. Get a feel for how the competition is putting its best foot forward to prospective buyers - or not, as the case may be. This exercise of seeing how clean and pristine, well-decorated and neutralized (in odor and decor) some listings are, and seeing how basically clean, but well-lived in properties, appear to be down at the heels by comparison, will help you see your own place through new eyes: the eyes of prospective buyers who will be making those same comparisons with your house.

2. Move. Okay, you don’t have to move all the way out, but you should do a pre-move packing session. Literally, pretend you’re moving (if things go well, you will be) and pack up almost everything you like or need to use on a daily basis. Toiletries, pictures of your dear old granny and her kitties, your Tron posters -- none of this stuff should be visible to Open House hunters. And remember - they open closets, drawers, cupboards and garages. Consider renting a storage space if you need to.

3. Invite the neighbors. Yes, your neighbors are probably looky loos, just salivating to get a glimpse into how you live. But there’s a good chance they are also (a) aware of other people who want to live in their neighborhood, and (b) vested in your getting good neighbors. So, invite them - stranger things have happened than a neighbor attending an open house, then letting a house hunting friend know that they must go take a look.

4. Enlist the neighbors. Even if your neighbors don’t personally know someone who is in the market for a place in your neck of the woods, they want your home to sell at top dollar - remember, your home’s sale will form the basis for their home’s value! So, while you're inviting the neighbors to attend, be aware of whether there's anything they can do to make your Open House run smoothly - and ask! Things like moving their cars to free up street parking for attendees and not having their kid practice his trombone in the backyard during that particular 3 hours Sunday afternoon are favors almost any good neighbor will be happy to do.

5. Mow your neighbor’s lawn. This one’s not for everyone, and you’ll have to exercise good judgment to decide how far to go with it, but if you happen to live next door to the blighted house on the block - the one with waist high grass and cars parked on it - it might make sense to reach out and offer some help to your struggling neighbor. (Even if your home is amazing, some buyers will just not live next to a place like that.) Now - some residents of these types of places can be, shall we say, sensitive to the idea that you might be insulting the way they live. But other times, they are just elderly, down-on-their-luck, ill, or otherwise overwhelmed people who would welcome some help. If you have reason to think that your neighbors fall into this last group, take some cookies or their newspaper over and see if you can help them - and help yourself in the process.

6. Get over yourself. You know how you like to brag that your taste, your personal style, is eclectic? That you’re a trendsetter? The flip side of that is that you might have a bunch of stuff - like the sequined, tasseled, feathered, sculpted, man-sized butterfly wall hanging I once saw at an open house - that no one else would like. The goal in preparing your home for an Open House is to neutralize the decor, so that the broadest possible number of people will crave to live there. So, instead of insisting on using this moment in time to express your, mmm, unique design leanings, let your agent (or a pro stager) help you decide what should stay and what should go.

Dianne Mattiace, Realtor

CDPE Certified Distressed Property Expert

Balistreri Realty, Inc.

Direct Line 954-691-1880

www.DianneHelps.com

The American Dream

Tue, 16 Aug 2011 10:49:32 GMT

Homeownership: Still the American Dream

by The KCM Crew on August 16, 2011 ·

Yesterday, Fannie Mae released their National Housing Survey for the second quarter of 2011. They survey the American public on a multitude of questions concerning today’s housing market. Each quarter, we like to pull out some of the findings we deem most interesting. Here they are for the most recent report:

Most Important Reasons to Buy a Home

When we talk about homeownership today, it seems that the financial aspects always jump to the front of the discussion. However, the study shows that the four major reasons a person buys a home have nothing to do with money. The top four reasons, in order, are:

It means having a good place to raise children and provide them with a good education
You have a physical structure where you and your family feel safe
It allows you to have more space for your family
It gives you control of what you do with your living space (renovations and updates)

The Home as an Investment

Though most people purchase a home for non-financial reasons, everyone realizes there is a money component to homeownership. Here is what they said on this issue:

65% of the general population (and 67% of homeowners) believe that homeownership is a ‘safe’ investment.
56% believe that homeownership has more potential as an investment than any other traditional asset class.
69% think that now is a good time to buy a home (this number has increased in each of the last two quarters)

Rent vs. Buy

We are always interested in the difference people see in renting vs. owning.

63% of renters have aspirations to someday own their own home
72% of renters think that owning is superior to renting
95% of homeowners see homeownership as a positive experience (4% see it as a negative experience) while 82% of renters see renting as a positive experience (17% see it as a negative experience)
96% of homeowners live in a single family residence while 46% of renters live in a multi-unit building

Bottom Line

Even in difficult times, Americans still realize the value of homeownership.

Help for Homeowners

Mon, 18 Jul 2011 14:24:58 GMT

It is so important that consumers/homeowners are aware of the programs available to them for short sales. HAFA is a government program that makes it easier for homeowners to work with their lenders to sell their home in a short sale, or to choose to do a deed in lieu of foreclosure.

There are huge benefits to the homeowners, in that it clears the homeowner of all remaining debt on the first lien and also make make them eligible to receive $3000 to help with moving expenses.

For more information, or to determine if you may qualify for the HAFA program, please call Dianne Mattiace, REALTOR, at Balistreri Realty. 954-691-1880

Dianne Mattiace, Realtor

CDPE Certified Distressed Property Expert

Balistreri Realty, Inc.

Direct Line 954-691-1880

www.DianneHelps.com

Moving Forward After Short Sale

Thu, 14 Jul 2011 18:04:48 GMT

The most difficult part of this journey, although moving distressed homeowners forward and away from foreclosure is my goal, is the fact that many times the children are forced to leave their homes, their schools, friends and teachers. Ultimately, children are very resilient and will rebound, sometimes for the better. It is important that we remember the little ones while facilitating this process. Parents are sometimes so overwhelmed with the day to day tribulations of losing a home, moving, finances, remind them that the process is involving all of the family members.

In addition, many seniors may be living with their adult children and be negatively affected during the process. Many communities have group therapy sessions and seminars to deal with the many emotional ups and downs.

Dianne Mattiace, Realtor

CDPE Certified Distressed Property Expert

Balistreri Realty, Inc.

Direct Line 954-691-1880

www.DianneHelps.com

CDPE Convention

Thu, 14 Jul 2011 11:59:38 GMT

I want to give distressed homeowners an update on short sales. After attending the CDPE convention in Orlando Florida in June, it is evident that the big banks, i.e. Bank of America, Wells Fargo, Chase are all onboard for solutions to the real estate crisis. Short sales are not the only solution. Loan modifications, deed in lieu and short sales are all available, even refinancing if that option is feasible. Call or contact me for more information.

Dianne Mattiace, Realtor

CDPE Certified Distressed Property Expert

Balistreri Realty, Inc.

Direct Line 954-691-1880

www.DianneHelps.com

Facing Foreclosure? Missing Payments.

Wed, 22 Jun 2011 12:42:31 GMT

We have all heard and read the horror stories associated with short sales; they take forever; banks won't respond and so on. Believe it or not, things are changing. The majority of banks are now on board and believe that short sales are the answer to many defaults. For a private consultation, contact me and I will set up an appointment at your convenience.

Best results,

Dianne Mattiace, Realtor

CDPE Certified Distressed Property Expert

Balistreri Realty, Inc.

Direct Line 954-691-1880

www.DianneHelps.com

"Solving the foreclosure crisis, one homeowner at a time."

FREE Distressed Homeowners Help Seminar

Tue, 19 Oct 2010 15:52:10 GMT

Distressed Homeowners Help Seminar

"Experts and Answers"

2281 E Sample Road (Balistreri Office)

Lighthouse Point, Fl 33064

Dianne Mattiace, Realtor

CDPE Certified Distressed Property Expert

Balistreri Realty, Inc.

Direct Line 954-691-1880

www.DianneHelps.com

Facing Foreclosure in Lighthouse Point and Pompano Beach

Tue, 19 Oct 2010 15:49:32 GMT

If you are facing foreclosure, missing mortgage payments, underwater on your mortgage, just realize you are not alone out there. There are hundreds of thousands of homeowners facing the same obstacles every day. The American Dream of Home Ownership as become the burden of all time. We are here to solve the foreclosure crisis in Pompano Beach and Lighthouse Point, educating homeowners on all their options. There are other solutions available---you just need to know about them. Call 954-675-0800 for more information. FREE seminar to be held on October 26 6:30PM at 2281 E Sample Road , Lighthouse Point, Fl 33064

Dianne Mattiace, Realtor

CDPE Certified Distressed Property Expert

Balistreri Realty, Inc.

Direct Line 954-691-1880

www.DianneHelps.com

CDPE Conference

Fri, 28 May 2010 22:40:39 GMT

The first convention for CDPEs was recently help in Tempe, AZ. The auditorium was filled with hundreds of Realtors who are dedicated to assisting homeowners in avoiding foreclosure, at all costs. Banks do not want to have the properties end up in foreclosure; short sales are the answer.

The Truth About Mortgage Modifications

Mon, 02 Nov 2009 08:23:36 GMT

The Truth About Mortgage Modifications

The decisions you make as a homeowner today hold a profound impact on your financial future. However, it is important to safeguard yourself from misinformation and fraud. Get the facts regarding your situation and always have a contingency plan.

For those who qualify, a mortgage modification is the ideal remedy to their financial distress. I’ve prepared a FREE report on the truth about mortgage modifications to guide you through this important process. Simply provide your information below to get this valuable information, and feel free to pass it along to anyone who may need it. One homeowner lost to foreclosure is one too many!

As a Certified Distressed Property Expert, I have training and experience in providing solutions to homeowners facing financial hardship. Together, we can formulate a plan to get back on track.

If you have any unanswered questions, or your circumstances are urgent, please call me today.

Dianne Mattiace
954-691-1880

Mortgage Payments Weighing You Down?

Give Yourself and Your Family the Gift of a Fresh Start to 2012!

If you've spent too much of 2011 living under the dark cloud of an unaffordable house payment, you're in good company. Current estimates are that more than 25 percent of all homeowners in this country would net less on the sale of their home than the amount they owe on their mortgage, and 6.3 million homeowners are in some stage of foreclosure.

The good news is that you have options. Helping homeowners to avoid foreclosure has actually emerged into the spotlight of as a national priority, with major banks, the Federal government and many state and local agencies offering more assistance than ever before to financially strapped homeowners.

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I am tapped into the full scope of solutions for helping financially distressed homeowners to make a fresh start. If you'd like to learn more, I invite you to access my free report: "Mortgage Payments Weighing You Down? Give Yourself the Gift of a Fresh Start."

Contact me today and let's get started!

Mortgage Crisis Easier

Solving Your Mortgage Crisis Just Got Easier

If you are having trouble making your mortgage payments, the strain of figuring out what to do can be overwhelming.

Why do it alone when you can have a dedicated, extensively trained professional on your side at no cost to you?

Both lenders and the federal government are putting new systems in place to help you avoid foreclosure. For access to free, detailed information explaining these programs, simply download the report below.

On this website, you can find information regarding all of your options. When you call me to find out what you can do to take advantage of these options, I will show you how having straightforward solutions to your mortgage challenge can help you to breathe a little easier.

For more specific information and to see if you qualify, please, call me today! The sooner you call the sooner you can breathe a sigh of relief!

Missing Mortgage Payments? It's Never Too Late!

Missing Mortgage Payments?

It's Not Too Late!

According to Lender Processing Services (LPS), over 6.32 million homeowner missed their mortgage payments in April 2011. Another four million have missed more than three months of payments and are now considered seriously delinquent. If you or someone you care about is having difficulty making mortgage payments, you should know it's not too late to get help.

I created this website so homeowners could gather as much information as possible about a homeowner's options and what steps should be taken next. The free reports available on this site are phenomenal resources for you to learn more about how I can help overwhelmed homeowners overcome this temporary challenge in life.

Freezes in Foreclosure

Think a Foreclosure Moratorium Will Save Your Home?

Think Again.

You may have heard news that politicians are requesting a federal moratorium on foreclosures and wonder what this means to you, especially if you are behind on mortgage payments. The reality is that a foreclosure freeze is not the answer to your problem. However, there are steps you can take to avoid foreclosure.

On the site below I've listed 5 steps to Avoid Foreclosure, which starts out with the proactive approach in avoiding foreclosure—taking action!

I have created this site to provide a source of empowerment and education. From short sales to loan modifications, I can provide information to provide a genuine sense of hope.

For a free report on the Five Steps to Avoid Foreclosure, fill out the form below and click "Send." Remember, a moratorium won't save your home—only you can! I'm here to help.

Are You Living Under the Cloud of an Unmanageable Mortgage

An Unmanageable Mortgage Clouds Everything

When families are tapped out financially and faced with the uncertainty of not knowing how much longer they'll be able to stay in their home, the prospect of planning or having a positive outlook on the future seems out of the question.

Many financially strapped homeowners feel frozen in action and it's no wonder, but here's the most important point that you need to know:

Even though millions of homes have been lost to foreclosure, you and those you care about absolutely do not need to add to that statistic.

More help is available now than ever before.

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I am adept at navigating among the full range of solutions for helping financially distressed homeowners to make a fresh start.

If you, or someone you care about is looking to get out from under the cloud of unmanageable mortgage contact me today for a confidential consultation!

Escape Your Unmanageable Mortgage

Getting free doesn't have to mean running away.

Today, many homeowners find themselves unable to escape an unmanageable mortgage. Some of them are being given some bad advice.

They are being told that walking away from their mortgage and letting the bank foreclose is their best possible option. It is called Strategic Default, and it has terrible consequences.

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I make it my mission to know the best possible options available to distressed homeowners for both their present AND their future.

Read the report on my site entitled Escape Your Unmanageable Mortgage: Getting free doesn't have to mean running away. Then, call me and schedule your free, confidential consultation.

Options and Solutions

Thank you for visiting this site and taking the first step toward finding answers. I appreciate what it has taken for you to come here, and commend your efforts to get the facts about your situation. The current real estate environment can be frustrating, with misinformation and conflicting plans for how to proceed.

As a real estate agent, what I often see in troubled homeowners is a belief that they are alone with their challenges. Regrettably, over 70% of homeowners in foreclosure proceed without ANY visible assistance. This is not acceptable for the communities I serve.

That's why I've developed this site: to ensure you get the valuable resources that can reduce your financial strain and change your life for the better. As a CDPE I know the options for homeowners in foreclosure or delinquent on their mortgages, and I can send you a report detailing this information, prepared just for you.

Simply enter your information below and click "Send." I hope that you will review this information carefully, so that your next steps are the right steps toward a real solution.

Let me help you evaluate your options and get back on track to a solid, stable future.

Cash for Short Sales

Short Sales are More Valuable Than Ever!

Avoiding foreclosure is always a smart move, but now there are incentives that make it an even better one.

Short sales and deeds-in-lieu are dignified solutions to foreclosure, and now the government is making them easier and quicker through the Home Affordable Foreclosure Alternatives Program, or HAFA, which also gives the homeowner $3,000 for participating.

With the free report provided here, you can learn all the benefits of completing a HAFA short sale. Simply fill out your information below for details on the program and how you would benefit.

Please read this report to learn the facts, and contact me to start exploring solutions.

Short Sale & Deed-In-Lieu

Contrary to what you may have heard, lenders actually want to avoid foreclosure wherever possible. That’s why they’re accepting more short sale and deed-in-lieu transactions everyday in an effort to eliminate unnecessary foreclosures. This is great news for homeowners facing financial distress.

To help you understand more about these two options, I’ve prepared a free report just for you, called ‘Short Sale & Deed-in-Lieu: Dignified Solutions.’ To receive your free report, please provide your information in the fields below.

I hope you’ll review these options carefully and pass this information along to those who may need it. I commend your efforts to finding a solution to the difficult financial situation that you or someone you know is currently facing. Providing the best advice and information in your time of need is my priority.

Let me help you evaluate your options and get you back on track to a secure financial future.

Caution: Protect Yourself Against Mortgage Relief Scams

The Federal Trade Commission (FTC) has issued regulations protecting consumers against mortgage relief fraud. Due to the growing number of scams that are designed to take advantage of homeowners in distress, the government wants to make sure you won’t be a victim.

As a CDPE, I am fully compliant with the FTC regulations, and want to help you avoid being taken advantage of by unscrupulous individuals or companies, as well.

In fact, I’ve developed a free, detailed report that explains the warning signs of potentially fraudulent activity so you can protect yourself and the ones you love.

If you are facing an unaffordable mortgage and need help from someone you can trust, please contact me today.

I’m here to help.

Your First Steps To Avoid Foreclosure

Your First Steps

In today’s market, 1 in 7 homeowners is having trouble paying the mortgage. More than 70% of these homeowners proceed without seeking assistance or getting the facts. Many do not even realize that foreclosure is a process, and that there is time to make decisions that may result in a better outcome.

You are not alone. Millions of other homeowners nationwide are in the same circumstances. To assist you, I’ve prepared a free report outlining the first steps a homeowner should take when facing a foreclosure.

Fill out your information below for this free report. Don’t hesitate. Get back on track today!

Understanding HAFA

New Help Has Arrived!

The rising number of foreclosures in this country is simply too big to ignore. That is why a government-backed program has been released that aims at streamlining foreclosure avoidance options.

Short sales and deeds-in-lieu are dignified solutions to foreclosure, and now the government is making them easier, quicker and more accessible through the Home Affordable Foreclosure Alternatives Program, or HAFA.

With one in six homeowners struggling to make mortgage payments, you are not alone, and there are options available. With the free report provided here, find out if you qualify for the HAFA Program. Simply fill out your information below to get started on your new chapter of financial stability.

Please read this report to learn the facts, and contact me to begin your journey to a solid, stable tomorrow.

Feeling Trapped by Your Mortgage?

Feeling trapped by your mortgage?

Education is the Key

If you or someone you know feels like a prisoner to unaffordable mortgage payments, you should know that education may be the key to financial freedom. You have options available that can help ease the worry of making payments or losing your home to foreclosure.

To find out more about the options you have to choose from, download the free report I've created at the bottom of this page.

In fact, this entire website has been created exclusively for homeowners like you who need a trusted source for viable solutions to foreclosure.

If you have questions about the information you find here, or would like to get started in creating a plan, call me today.

The more proactive we are, the better chance you'll have in finding financial freedom and stability.

Avoiding Mortgage Modification Fraud

I Am An Agent Against Mortgage Fraud!

The last thing struggling homeowners need is to be victimized by fraud. Sadly, some people are preying on those who need help the most. Today, the real estate industry is the newest, biggest target for predatory schemes. In fact, the U.S. Attorney General, Eric Holder, stated that mortgage fraud cases are 400 percent higher than they were five years ago.

With nearly 1 in 6 homeowners unable to pay their mortgages, understand that you are not alone. Knowing your legitimate foreclosure-avoidance options is the best way to fight this terrible trend.

The report on this site will tell you how to avoid mortgage fraud schemes, as well as what solutions are available to you. Enter your information below and get the facts now!